The complete income management platform for independent contractors. Track payments, calculate tax reserves automatically, and allocate funds to expense categories with precision.
Revenue
$45,250
Tax Reserved
$11,312
Net Available
$32,626
Recent Payments
Acme Corp
Jan 15
+$2,500
stripeTechStart Inc
Jan 12
+$1,800
manualDesign Co
Jan 10
+$3,200
stripe2,500+
Active Users
$15M+
Income Tracked
$4M+
Tax Reserved
50K+
Payments Synced
From automatic payment detection to detailed tax tracking, PayCalc handles the complexity so you can focus on your work.
Set your tax rate once. Every payment automatically calculates and reserves your tax obligation.
Create custom expense categories with target percentages. Allocate income automatically to rent, savings, expenses, and more.
Connect your Stripe account to auto-detect payments. We capture fees, net amounts, and client info automatically.
Track platform fees separately. See your total invoiced amount, fees paid, and actual bank deposit for each payment.
Organize payments by client. View income per client, track payment history, and generate client reports.
Visualize income trends, category breakdowns, and quarterly tax savings with interactive charts and CSV exports.
Auto-detected payments go to a review queue. Confirm, ignore, or restore payments with full control.
Full transaction history with search, sort, and filter. Edit or delete entries anytime. Export to CSV.
Configure default tax rates, category sync modes, auto-confirm options, and resync historical payments.
Explore how PayCalc helps you manage every aspect of your 1099 income.
Your financial command center
$45,250
-$1,312
$43,938
$11,312
$32,626
18
Log payments manually or from integrations
Based on total invoiced amount
Amount received minus tax reserve
Allocation Preview
Auto-detected payments waiting for your approval
TechStart Inc • Jan 18, 2026
Design Co • Jan 17, 2026
Acme Corp • Jan 16, 2026
Visualize your income and tax savings
Q1 2026
Due: Apr 15
Q2 2026
Due: Jun 15
Q3 2026
Due: Sep 15
Q4 2026
Due: Dec 15
Link your Stripe account with a read-only API key. We'll automatically detect incoming payments, including fees and client info.
Create expense categories like Rent, Savings, Business Expenses. Set target percentages that add up to 100%.
Log payments manually or confirm auto-detected ones. PayCalc calculates taxes and allocates funds automatically.
Full access to all features. Cancel anytime.
Billed monthly • Cancel anytime
14-day money-back guarantee
“PayCalc finally solved my tax anxiety. Knowing exactly how much to set aside every time I get paid is game-changing.”
Sarah Chen
Freelance Designer
“The Stripe integration is seamless. Payments show up automatically and I just confirm them. Saves me hours every month.”
Marcus Johnson
Software Consultant
“I used to use spreadsheets and constantly worry about tax time. Now I have complete peace of mind.”
Emily Rodriguez
Content Creator
You provide a read-only Stripe API key. We use it to fetch your completed payments, including fee information and customer details. We never have access to modify anything in your Stripe account.
Absolutely! You can set any tax rate you prefer in your settings. Many users set 25-30% for federal + state estimates, but you have full control.
Categories can be changed anytime. You can choose whether changes apply only to future payments or resync all historical payments with your new configuration.
Yes. We use industry-standard encryption for all sensitive data including API keys. Your financial data is stored securely and never shared with third parties.
Yes! You can export your complete payment history and reports to CSV anytime. Your data is always yours.
Join thousands of freelancers who use PayCalc to track income, reserve taxes, and allocate funds with confidence.
Start Your Free Trial$14.99/month • Cancel anytime • 14-day money-back guarantee